Personal Loans

Needing a loan? We're here to help you.

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Autos, Boats & Other Personal Loans

Whether you’re considering a new car for work or a new boat for fun, we have options to meet your need. Plus, with FREE online banking, you can make payments and manage your account from anywhere your vehicle takes you.

  • Make payments online, by mail, at your MidSouth office or have them automatically deducted from your MidSouth account.
  • Get pre-approved for easy shopping without financing hassles.
  • Refinance your higher-interest auto loan from another financial institution and save.
  • Determine the value of your vehicle or trade by clicking here: NADA.

*Subject to credit approval

Use our Financial Calculators to figure out the right loan for you.

Financial Calculators

Savings/Certificates Secured Loans

When you use your MidSouth savings account or Certificate of Deposit as collateral, you can borrow against the entire amount. This is a great choice if you’re working on your credit score or want to earn interest on your funds. Whatever your needs, a secured loan gives you more options than other loan types.

  • Borrow up to 100 percent of funds on deposit with a secured loan.
  • Receive lower interest rates than other loan products.
  • Earn interest on your savings.

*Subject to credit approval.

Home Equity Line of Credit

A revolving line of credit based on the equity you have in your home is great when you need cash for larger purchases, unexpected expenses, home improvements and any other expenses life throws your way.

  • Use your Online Banking to transfer funds from your line of credit to your checking account.
  • Use your Online Banking to make payments and check your balance.
  • Pay interest only on the outstanding balance.

*Subject to credit approval.

Learn More

Credit Cards

If you are looking to increase your personal buying power, the MidSouth Platinum MasterCard® places the convenience right in your wallet. Choose from the Platinum Classic MasterCard® , the Platinum Payback MasterCard  where you earn cash or the Platinum Preferred MasterCard® where you earn redeemable points for purchases.

Through your online access, you can:

  • View statements
  • Track expenses
  • Set account limits
  • Make payments

From buying a home to getting a car for college — we’ve got you covered.

Make a loan request to speak with your banker or apply online today.

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